Ready To Buy?

Ask yourself these questions to decide if you're ready to take the homeownership plunge.

Have you researched the market? Knowing what homes are selling for in the area can help you determine how much you should plan to spend.

Do you have sufficient savings to cover down payment and closing costs? Expect to have 3% - 20% of the sale price in the bank to cover your down payment, plus another 2% - 7% to cover closing costs.

Do you know how much home you can afford? A mortgage payment should not exceed 25% of your gross monthly earnings. A home that sucks up more than a quarter of your income may lead to financial difficulties.

Is your cred report accurate? Inaccuracies on a credit report can cost you higher interest rates. Request your credit report from all three nationwide credit bureaus and report mistakes immediately.

If you answered yes to all these questions - you-re ready! Let me help you find your dream home!

Dallas Chambers
RE/MAX Agents Realty
Office: 770-922-7777 X316
Cell: 770-595-1541

Web: http://dallaschambers.agentsrealty.com/
E-Mail: dallasc@remax.net

Each Office Independently Owned and Operated. All information deemed reliable but not guaranteed.